Taiwan police: Woman kills self while on Facebook

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Source: http://news.yahoo.com/taiwan-police-woman-kills-self-while-facebook-105829541.html

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Preview of Republican Primaries in Wisconsin, Maryland and District of Columbia

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Source: http://news.yahoo.com/preview-republican-primaries-wisconsin-maryland-district-columbia-175000589.html

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Kate Middleton delivers first speech, but media focus on blue dress ( video)

Kate Middleton, Duchess of Cambridge, gave her first public speech at the Treehouse charity. But her sartorial selection was as big a story in Britain as her delivery.?

Kate Middleton, the Duchess of Cambridge, made her first public speech as a royal Monday in Ipswich at the opening of a facility called the Treehouse, part of East Anglia?s Children?s Hospices.

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The hospice is one of several British charities or non profit groups, including the Scouts and the National Gallery, that the Dutchess has identified as the focus of her attention. ?

British media praised her speech Monday, for which the Duchess used notes but which she delivered slowly and clearly.?

??The Duchess of Cambridge looked calm and confident as she gave her first public address today,? Daily Mail writer Rebecca English wrote. ?Kate[?s] three-minute speech was faultless -? made with a slow but measured delivery.?

?The Telegraph noted that the Duchess ?appear[ed] understandably nervous at first,? but that she ?delivered her maiden speech slowly and carefully, sticking precisely to her script, without any ad-libs.?

It was reported that she?penned the speech herself.?

The speech made headlines in some British newspapers, including the Daily Mail and the Telegraph, for the dress the Duchess wore to the event, which reporters noted is one she bought in 2008 and appeared to be the same one worn by her mother in 2010 when Carole Middleton went to Ascot. The British media has been fascinated by Kate Middleton's, and her sister Pippa's, fashion choices.?

?During the Duchess?s speech, she said she regretted the absence of her husband, Prince William, who is finishing military training in the Falkland Islands.

??What you have all achieved here is extraordinary," the Duchess said during her speech. "You as a community have built the Treehouse -- a group of people who have made every effort to support and help each other.?

?She noted the support the Treehouse and other East Anglia Children?s Hospices (EACH) facilities offer for families.

??For many this is a home from home?- a?lifeline?enabling families to live as normally as possible during a very precious?period of?time,? the Duchess said.

The Duchess is the royal patron of the Hospices, which helps families with children who have a life-endangering sickness. The organization provides therapy for the children, support for parents and family members and other services, offered at their centers or in the family?s home. The Treehouse will be the service center for Suffolk and Essex.

During her visit, she received a tour of the building and met children and their families who receive services from EACH, including 10-year-old Bethany Woods, who has been diagnosed with muscular dystrophy. Woods performed the song ?Rainbow Connection? for the Duchess, who congratulated Woods after her rendition, according to the Daily Mail.

?A reception was held for EACH staff members and those who have supported the organization. According to the Daily Mail, the Duchess told another person attending the reception, ?I find doing speeches nerve-wracking.?

?She also planted a tree at the facility in commemoration of her visit.

The Duchess has been the royal patron of EACH since January and is also a supporter of the Scouts organization, planning to attend camps with the Girl Scout troops in north Wales and London and assist with games. The royal family has traditionally been a supporter of the Scouts, and Queen Elizabeth serves as the association?s current president. The Duke of Kent, the queen?s cousin, is its patron.

?The Duchess also serves as a patron for the National Gallery, the organization Action Through Addiction, which helps those with a drug addiction and their loved ones, and the Art Room, a charity which attempts to help children?s self-image through art.

RECOMMENDED: How well do you know the Duchess of Cambridge? A quiz

Source: http://rss.csmonitor.com/~r/csmonitor/globalnews/~3/eizgH3UTysk/Kate-Middleton-delivers-first-speech-but-media-focus-on-blue-dress-video

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Ethical Business Ethics: "Corporate Conscience" Doesn't Have to be ...

Writing a CEO's standard address to shareholders is pretty easy -- you can do it without knowing much about the company or the industry.

If things have gone well, there is crowing about record sales and/or record profits. If they haven't, there are solemn phrases like "sailing through rough waters" or "turning a corner" or "overcoming obstacles".

Rarely, however, does the focus move off the particular company, or the particular industry (unless you need to blame the economy as a whole for your poor showing).

A broader focus, however, is what made Howard Schultz' opening remarks to Starbucks investors last week so interesting.

As reported by Melissa Allison of the Seattle Times (full article, here; a webcast of the annual meeting is available here), while Schultz did stick to the script by mentioning record profits and stock price, he also used those positive results to call for broad social and political changes:

We are heading into a crucible; we're in the midst of something that's really going to test the conscience of the country... It's a test we will not pass by being bystanders.
Decrying the widening gap between haves and have-nots, Schultz (who noted that he was raised in public housing) said, "I'm ultrasensitive to the fact that I believe the American Dream is on a very, very fragile foundation."

Starbucks has -- and promotes on its website to encourage customers to join in -- teamed with Opportunity Finance Network to provide financing to underserved community businesses, the "Create Jobs for USA Program".

Interesting that none of the giant banks that received taxpayer-financed bailouts had this idea, isn't it?

Source: http://ethicalbusinessethics.blogspot.com/2012/03/corporate-conscience-doesnt-have-to-be.html

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Health Tip: Managing Weight Gain

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Source: http://news.yahoo.com/health-tip-managing-weight-gain-110408231.html

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Senegal presidential challenger offers tax-free rice

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Source: http://news.yahoo.com/senegal-presidential-challenger-offers-tax-free-rice-154921265.html

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Alberta household debt tops Canada

CALGARY ? Average household debt in Alberta was the highest in the country in 2009, says Statistics Canada.

In a report released Friday, the federal agency said the average in the province was $157,700 compared with $114,400 for the entire country.

Alberta was followed by British Columbia at $155,500 and Ontario at $124,700.

?The concentration of debt in these regions generally corresponds to higher real estate prices,? said the Canadian Financial Capability Survey.

Together, these three provinces held three out of four dollars of household debt in the country, said the survey.

It said nearly 60 per cent of household debt in Canada was held by those under 45 years old and nearly half was held by couples with children.

?In response to the low interest rate environment following the credit market meltdown, Canadians have become even more deeply indebted than their neighbours to the south were before the Great Recession,? said Queen?s University finance professor Louis Gagnon. ?Property prices in Canada won?t rise indefinitely and interest rates will rise eventually so it is high time for Canadians to heed the warning calls, to put themselves in risk management mode, and to ease off on financial leverage.?

According to a new report released Friday by Douglas Porter, deputy chief economist with BMO Capital Markets, and Benjamin Reitzes, senior economist with BMO Capital Markets, financial stability for Canadian homeowners in the coming years will be supported by locking-in and opting for shortened amortization periods.

The report notes that over the past few years, BMO Economics has supported choosing variable rates. However, the view has changed based on current offers on long-term mortgage rates and interest rate increases expected over the next two years.

?Our interest rate outlook now projects that fixed mortgage rates will trump variable. While the decision ultimately depends on the individual, the low rate combined with a shorter 25-year amortization will significantly strengthen household financial stability,? said Porter. ?For those who are without financial flexibility and would run into difficulty from a pronounced upswing in interest rates, the potential extra cost for the protection of household finances now appears to be a price well worth paying.?

Porter said low interest rates may not last as long as many had previously expected, giving a significant advantage to choosing a fixed rate.

?The bond market, in particular, is sending loud warning signals that the era of low interest rates may finally be drawing to a close. So, even if variable rates take some time to climb, we may not see such low fixed rates again any time soon,? he said.

mtoneguzzi@calgaryherald.com

? Copyright (c) The Calgary Herald

Source: http://www.calgaryherald.com/Alberta+household+debt+tops+Canada/6348142/story.html

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5 Famous Destinations these days | Travel and Leisure Photography

5 Famous Destinations these days

Allow me to recommend you top five famous places of our own world. These places that happen to be being discussed below are well-liked by tourists with regards to heavenly experiences. These places are equally enjoyable for old and young alike!

Kefalonia and Ithaka, Greece: Greece is usually an amalgamation of old and modern art and architecture. The spectacular beaches, deep blue water, volcanic peak etc. Kefalonia and Ithaka Islands are one of the best and popular destinations on the globe. These islands offer unlimited adventure pursuits like walking down the beach, messing around with splashing waves, scuba or perhaps experiencing and enjoying the calmness of limpid water, or behold the ancient Greek and valiant past of the us. An experience of lifetime!

Ireland:If green meadows, beautiful lakes, spectacular beaches, exquisite castles and fine wine fascinate you, then Ireland is often a position for you. The natural Irish beauty mesmerize tourist completely. And when adventure travel attracts you, there are plenty of activities get ready to experience like hiking, horse riding, mountain biking etc. You will find cheap tickets offered to Ireland also. An outing of life span!

Tuscany, Italy:Tuscany is found in central Italy. Once you arrive here, it?s also possible to visit neighboring regions like Florence, Siena, and Pisa of Italy. Tuscany carries a pleasant weather with lush green beauty, fine castles, and well-known Italian cuisines. A pleasant location for all your family vacation!

Fiji Islands:the city named Fiji is found the the west of Pacific Ocean. These Islands are among the most famous beach spot on the planet. The place is fantastic for Honey moon holidays. Fiji has multitude of coral reefs. Scuba diving and other water adventure sports are offered also for adventure seeker. The must visit set up Fiji is Viti Levu, famous beach resorts and thick tropical forests.

Barcelona, Spain:The Spanish city of Barcelona is no doubt an artist?s dream land. Metropolis is renowned for its many popular historical heritage site which goes to medieval times. The town is home with the galleries of well-known artist like Picasso, Gaudi etc. The location has number of eminent museums like National Museum of art of Catalonia, Archeology museum of Catalonia etc. Football can be a a part of lifestyle of Barcelona in case you prefer this lifestyle, Barcelona can be a position for you!

Source: http://leoporter.com/5-famous-destinations-these-days/

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Semenya set for first 800 race of Olympic year

(AP) ? Former world champion Caster Semenya will run her first 800-meter race of the Olympic year at a meet in northern South Africa on Saturday.

Semenya, who won silver defending her title at the world championships last year, will compete in the 800 at Potchefstroom. She's run just once competitively in 2012 ? when she won a 400-meter race on March 3.

Semenya will run her first 800 with new coach and former Olympic champion Maria Mutola.

Mutola retired in 2008 with an Olympic gold medal and three world titles in the 800. She agreed to coach Semenya after the world championships in South Korea.

Athletics South Africa says men's 400-meter hurdler and 2011 world bronze medallist L.J. van Zyl will line up in the 400.

The pair are South Africa's best hopes for track medals at the London Games. It will be the first Olympics for the 21-year-old Semenya, if she makes the team.

Semenya has had a tumultuous three years since she won the 2009 world title in Berlin as a little-known teenager. She underwent gender tests and didn't compete for 11 months.

Semenya struggled last year with a persistent lower back injury and fell out with former coach Michael Seme just before the 2011 worlds, where she finished second to Mariya Savinova of Russia.

Sunette Viljoen, the South African who won bronze in the women's javelin at the worlds, also will compete on Saturday. Mbulaeni Mulaudzi, a former world champion and 2004 Olympic silver medallist, will run in the men's 800.

South Africa is targeting 12 medals at the London Games after only winning one silver, in the men's long jump, at the 2008 Beijing Olympics. That was the country's worst Olympic performance since its return at Barcelona in 1992 following the end of apartheid.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/347875155d53465d95cec892aeb06419/Article_2012-03-22-OLY-Semenya/id-2c3820d2ebd4419388842f223196dbe6

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Business Insurance quotes me in ?Risk managers' expertise ...

In the article, Risk managers? expertise valuable in cyber risk efforts,?Business Insurance writes about managing cyber risks and insurance for those risks.

The article opens:

Most risk managers might not be information technology experts, but they can effectively manage cyber risks by applying their expertise in such areas as contract risks, assessing the value of exposures and communicating the potential impact of exposures across their organizations.

The article provides viewpoints from multiple people who deal with risk management, cyber risk, and insurance issues.??Business Insurance quotes a risk manager, underwriter, and a broker.??Business Insurance also?quoted me in the article, writing:

Using last year?s California Supreme Court ruling in Pineda vs. Williams Sonoma Stores Inc. that held that ZIP codes can be considered personally identifiable information in certain cases as an example, ?It?s really quite a changing time in terms of what?s out there in terms of risks and what companies? potential risks and liabilities might be,? said Scott N. Godes, of counsel in the insurance coverage practice at Dickstein Shapiro L.L.P. in Washington.

?We now have 46 states with data breach notification statutes. There?s pending legislation in Congress,? Mr. Godes said. In addition, the U.S. Securities and Exchange Commission has produced cyber security disclosure guidance requiring publicly traded companies to disclose their cyber risks to investors and makes those companies? boards responsible for assessing their exposures and taking appropriate steps to address them, he said.

?Because of the ongoing changes, it?s certainly something companies need to be paying attention to,? he said.

Want to read the other opinions and thoughts offered on the subject?? Then click on over to?Risk managers? expertise valuable in cyber risk efforts to read the entire article.

Disclaimer:

This blog is for informational purposes only. This may be considered attorney advertising in some states. The opinions on this blog do not necessarily reflect those of the author?s law firm and/or the author?s past and/or present clients. By reading it, no attorney-client relationship is formed. If you want legal advice, please retain an attorney licensed in your jurisdiction. The opinions expressed here belong only the individual contributor(s). ? All rights reserved. 2012.

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Source: http://corporateinsuranceblog.com/2012/03/21/business-insurance-quotes-me-in-risk-managers-expertise-valuable-in-cyber-risk-efforts/

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