Car bomb in Baghdad kills at least 18

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LeBron James Fouls Out: Heat Lose To Celtics, 93-91, In OT (VIDEO)

Lebron James Foul

LeBron James (6) lands on forward Mickael Pietrus as he commits his sixth foul to foul out of the game during overtime of Game 4 in their NBA basketball Eastern Conference finals playoffs series in Boston, Sunday, June 3, 2012.

BOSTON ? He's taken last-second shots and he's passed them up. He's made a few, and missed some, too.

LeBron James has never fouled out and had to watch from the bench with a playoff game on the line, though.

James fouled out in overtime of Game 4 of the Eastern Conference finals on Sunday night, and the Boston Celtics went on to beat the Heat 93-91 to send the series back to Miami tied at two games apiece.

Paul Pierce fouled out early in the overtime, and James followed him on a charging call with 1:51 left to play.

The reigning MVP had never fouled out in two seasons with the Heat, and he had never done so in a playoff game in his nine-year NBA career.

Contribute to this Story:

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Cold weather front brings drizzle to the Bay Area

OAKLAND, Calif. ?

AT&T Park?s ground crew had something unexpected to deal with on Monday ? a wet field to prepare for the San Francisco Giants-Chicago Cubs afternoon baseball game.

While rainouts are common this time of year in ball parks across the country, the ground crew at the home of the Giants almost never has to deal with wet conditions once June comes around.

A cold weather front moving down the coast from British Columbia brought the rare light showers to the region. By noon, most Bay Area cities were only reporting a trace of rain with 0.22 inches in Ben Lomond in the Santa Cruz Mountains being the area with the highest accumulation.

However, the wet weather did manage to create havoc with the flight schedule at San Francisco International Airport. Delays of up to three hours were reported.

In the Sierra, showers were forecasted with some snow flurries above 7,000 feet. The same held true for Yosemite National Park.

The wet weather was expected to clear out of the region by Monday evening.

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CPI: $63.5M Wis. recall is state's most expensive

Ed Schultz, host of "The Ed Show" on MSNBC, talks with Rachel Maddow about what's at stake in next Tuesday's recall election in Wisconsin.

By Paul AbowdCenter for Public Integrity

Tuesday's recall election of Republican Gov. Scott Walker - a battle that has become a referendum on the future of public sector unions - is the most expensive in Wisconsin history. More than $63.5 million has been spent by candidates and independent groups, the overwhelming majority underwritten by out-of-state sources.?

The record spending total was made possible thanks to the Citizens United U.S. Supreme Court decision, which had the effect of invalidating Wisconsin's century-old ban on independent expenditures by corporations and unions, and a state law that allows unlimited contributions to the incumbent in recall elections.?

The amount spent since November 2011 trounces the state's previous record of $37.4 million, set during the 2010 gubernatorial campaign.

Wisconsin is ground zero in a national fight for unions, which have supported state-based legal and ballot campaigns to overturn laws restricting collective bargaining and automatic dues check offs.


In the first of two debates, Walker vowed to "stand up and take on the powerful special interests," suggesting that national unions have propped up his Democratic challenger, Milwaukee Mayor Tom Barrett.?

While Barrett has received about 26 percent of his $4 million in campaign donations from outside the Badger State, Walker has drawn nearly two-thirds of his $30.5 million contributions from out of state, according to campaign filings released May 29. Walker has outraised Barrett 7 ? to 1 since late 2011, though Barrett didn't enter the race until March 20.?

?"It's big time," said Mike McCabe, director of the campaign finance watchdog Wisconsin Democracy Campaign, which compiled the numbers. "We have a level of outside interference in this election that the state has never seen before."?

Union money pours in
Campaign contributions tell only part of the story. National unions have kept Barrett's campaign alive by funding outside groups dedicated to defeating Walker.?

More than a year since Walker limited collective bargaining rights for most public employees, the nation's three largest public unions -- the National Education Association (NEA), American Federation of State, County and Municipal Employees (AFSCME), and the Service Employees International Union (SEIU) -- have channeled at least $2 million from their treasuries and super PACs to two Wisconsin-based independent expenditure groups.

The American Federation of Teachers, United Food and Commercial Workers, Teamsters, and the United Autoworkers have all dipped into their D.C. treasuries for the Wisconsin recall as well.?

The unions, however, have struggled to keep up with Walker's deep-pocketed, anti-union friends -- like billionaire casino owner Sheldon Adelson and the Republican Governors Association, which received a $1 million contribution from conservative billionaire David Koch in February.?

On March 7, the NEA, the nation's largest union, transferred $3 million to its super PAC, the NEA Advocacy Fund. A week later, that super PAC sent $500,000 to the We Are Wisconsin Political Fund, a state-based independent expenditure group headed by the state AFL-CIO's president. The fund has spent the money on direct mail, phone banking, canvassing and support for other pro-recall groups in the state.?

With access to unlimited corporate and union dollars, independent expenditure groups in Wisconsin may advocate for or against an opponent, but must disclose their donors and spending to the state's Government Accountability Board.?

Jeffrey Phelps / AP

A supporter of Wisconsin Gov. Scott Walker, right, talks with a supporter of Democratic opponent Tom Barrett at a recall election rally on Friday in Milwaukee.

In early April, the SEIU sent two contributions totaling $500,000 to the We are Wisconsin PAC, which makes direct donations to candidates and parties.?

The NEA and SEIU declined to comment for this story.?

A third public sector union based in Washington, D.C., AFSCME, has set up a special account for the Wisconsin battles, which also include recall votes for four GOP state senators. Much of that money has gone to staff a vast, union-funded network of dozens of field offices in the state. Two weeks before the primary, the national union wrote a $500,000 check to bolster We are Wisconsin, which has paid for union staff from Alaska to Massachusetts to assist with the ground game.?

"This election is going to boil down to a turnout game," said AFSCME national spokesman Chris Fleming, whose union has funded campaign staff throughout the state.?

Labor unions had heavily favored former Dane County Executive Kathleen Falk to challenge Walker.?

"Let's face it, I wasn't their first choice," said Barrett in May's first debate. AFSCME, a major Falk funder, criticized Barrett during the Democratic primary for trying to wring concessions from Milwaukee public employees.?

But when Falk lost to Barrett in the May 8 Democratic primary, national unions quickly shifted their support to Barrett -- who lost to Walker by 5 points in 2010.?

We are Wisconsin and a second group, the Greater Wisconsin Committee, saw an infusion of union cash for Barrett's second attempt in May. We are Wisconsin got another $500,000 from the NEA' Advocacy Fund on May 7 -- making for a cool million from the teachers union super PAC in under two months.?

The American Federation of Teachers also chipped in $350,000 in May.?

We are Wisconsin has spread its wealth too, sending $1.3 million in May to the independent expenditure arm of Greater Wisconsin, a one-stop -political shop comprised of a 527, a (c)4, a PAC, and an independent expenditure fund.?

In late May, Greater Wisconsin took a $500,000 donation from AFSCME and $900,000 more from the Democratic Governors Association to fuel a final online, radio, and TV ad push in the week ahead of the vote.?

Walker's campaign did not return calls for comment, but the governor called Greater Wisconsin "a front group for all the union money coming in," during the first of two May debates.?

Union leaders say the opposition to Walker is home grown.?

"I would tell Walker to look in his backyard," says Fleming of AFSCME. "There were people from Eau Claire and Waukesha and Green Bay, putting together the largest demonstrations at the Capitol since the Vietnam War."?

Super donors for Walker
Walker, meanwhile, has benefitted from the state's election finance rules that allowed his campaign to raise unlimited contributions from individuals after recall petitions were filed in November 2011. His challengers could take no more than $10,000 from individuals.?

Through April, Walker's top three donors combined gave more than challenger Barrett's campaign had raised overall. ?Four of Walker's top seven donors are out-of-state billionaires, including AmWay founder and former Michigan gubernatorial candidate Dick DeVos, and casino magnate Sheldon Adelson, who each gave $250,000 to Walker.?

Adelson has given $26.5 million to super PACs in the 2012 election -- most of it to Winning Our Future, a pro-Newt Gingrich super PAC - making him the most prolific super PAC contributor so far, according to a Center for Public Integrity report. Though he is known primarily for his support of Israel, Adelson also has an extensive history of bitter disputes with unions who want to organize at his exclusively non-union casinos.?

When Citizens United came down, it didn't just nullify Wisconsin's 1905 ban on corporate campaign cash, it also plunged much of the state's campaign finance reporting into darkness.?

"Because corporate and labor expenditures were previously illegal, there were no disclosure laws to regulate their spending," said McCabe. "There's been a precipitous drop off in transparency."?

Since Citizens United, Wisconsin's Government Accountability Board requires independent expenditure groups to register as so-called "1.91 groups," named for the state rule that created them. Of the more than $63 million spent in the race, $22 million has come from these groups -- $16.3 million of it from Walker supporters -- according to the Wisconsin Democracy Campaign.?

Similar to federal super PACs, 1.91 groups can raise and spend unlimited corporate or union dollars and urge voters to support or oppose a candidate. Also, like federal super PACs, they must report their donors -- except when they can avoid it.

The Republican Governors Association has spent roughly $4 million on campaign ads through its Right Direction Wisconsin PAC since April 23. But because the RGA's PAC is based out-of-state, it only has to disclose to state regulators its donations coming from inside Wisconsin, a glaring loophole.?

Of its most recent $4 million outlay, the RGA raised only a little over $7,000 from inside the state.?

The RGA does have to report donors to the IRS, and its 2012 first quarter filing reveals a $500,000 donation from the Chamber of Commerce and a $1 million February contribution from Koch.?

McCabe says the 1.91 groups that are based in-state, like We Are Wisconsin and Greater Wisconsin, also have ways around disclosure rules. The nonprofit arms of these organizations don?t have to disclose donors, and can funnel unlimited money from undisclosed sources into independent expenditure funds ? making the source of a lot of campaign cash ?nearly impossible to track.??

?Outrageous ? ?wrong, but ? legal?
For example, Greater Wisconsin transferred $191,000 from its political fund to its independent expenditure fund in early May. The money would be spent on ads supporting Barrett or opposing Walker. Because its political fund does not have to report donors, no one knows who paid for the ads ? an end-around the state?s disclosure rules that parallels campaign financing tricks at the federal level.?

Then there are issue ad groups which raise and spend unlimited funds, and do not register or disclose their spending. However, they are barred from urging voters to support or oppose a candidate.?

The Campaign for Wisconsin Democracy gathers purchasing data from media outlets, and estimates about $8.5 million in issue ads have been bought during the recall.?

The right-wing groups Americans for Prosperity and Wisconsin Manufacturers and Commerce, known as ?Wisconsin?s Business Voice,? and the anti-union Center for Union Facts have made roughly 75 percent of those purchases. Greater Wisconsin has spent about $2 million, according to McCabe.?

Despite the record fundraising numbers and the unprecedented degree of outside influence, neither Walker?s haul from out-of-state billionaires, nor the national union cash infusion breaks campaign finance law.?

In total, outside spending made by independent expenditure groups and Issue ad organizations, totals $30.5 million in the recall election ? well over half of which has been contributed by undisclosed sources, according to the Wisconsin Democracy Campaign.

?All the spending is outrageous and wrong, but it?s also legal,? says McCabe.??

Capital versus people
McCabe says the unions better bank on a ground game, because they can?t compete long-term with corporations.?

?I always thought it was foolhardy to play a capital-intensive game when the unions have people, and their adversaries have capital,? he says. ?They just can?t keep up.??

The intense spending by outside groups has made a lot of Wisconsinites feel powerless.?

Elena Barham is a West Madison High School senior who helped form the Students for Wisconsin PAC. So far, the group has raised about $30 from T-shirt sales.?

?Our goal is not money-based,? said Barham, whose group has focused on voter registration among young voters. ?It?s about showing that a grassroots effort could have an impact.??

Barham?s PAC produced a Web ad critical of Walker?s cuts to education and is canvassing in pivotal Dane County ? where Barrett needs to win big to have a chance.?

At school, Barham has the difficult task of rallying enthusiasm.?

?High school kids see all this big money and say, ?I don?t have a million dollars,?? she said. ?It?s hard to convince people of their political efficacy ? it?s discouraging.?

The Center for Public Integrity is a nonprofit, independent investigative news outlet.? To read more of CPI?s stories go to iwatchnews.org.

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Foreclosure Homesin Summerfield Florida by decuvalis

June 2, 2012
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Fumfie Complaints Show The Company Areas of Improvement

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Free Legal Question: Real Estate Law | New Jersey | If i borrowed ...

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6/02/12, 10:04 am

Legal Question


if i borrowed 20000 from one person does he have the right to put a mortage on two seperate properties? both are clear #1 valued at 60000 tax the other 250000 tax


Legal Answer


A mortgage is a contract. As such, it is a voluntary agreement between the parties. If the security for the loan was b...

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Answered By:

John Corbett

A mortgage is a contract. As such, it is a voluntary agreement between the parties. If the security for the loan was both of the properties, there can be two mortgages or, better as a matter of legal drafting, a single instrument representing two mortgages. If the loan was not accompanied by a mortgage document, the lender can do nothing by way of encumbering any property so long as the loan is not in default. That is to say that a lender cannot "put a mortgage on" any property without the prior consent of the borrower. If there is a default and the lender sues and obtains a judgment on the original loan note, the lender can then collect by any lawful means. If the judgment is a NJ judgment or docketed in NJ, it is possible for the judgment creditor to obtain a lien on all real property of the debtor within the State until the judgment has been satisfied. A lien is not a mortgage and cannot be foreclosed on in the same way as a mortgage.

See also: http://info.corbettlaw.net/lawguru.htm


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Record-setting NM fire grows to 339 square miles

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Political Attacks on Planned Parenthood Are a Threat to Women's Health

planned parenthood,womens, health,cervical cancer, Margaret Sanger Image: Illustration by Thomas Fuchs

Showcasing more than fifty of the most provocative, original, and significant online essays from 2011, The Best Science Writing Online 2012 will change the way...

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Almost 100 years ago Margaret Sanger opened a tiny birth-control clinic in the Brownsville section of Brooklyn, N.Y. Poor Yiddish- and Italian-speaking women, overwhelmed by large families that they could not support, would come for advice about how to avoid pregnancy and the dangers of horrific, sometimes life-threatening, self-administered abortions. The clinic taught women to use the diaphragm. Nine days after it opened, Sanger and two other women who ran the center were jailed for violating a New York State law that prohibited contraception.

This clinic eventually grew into Planned Parenthood, the nation?s largest nonprofit supplier of reproductive health services to women and men. A century after its founding, the organization is again at the heart of one of the most divisive issues in American political life. It has come under attack by Republican presidential candidates seeking to revoke the group?s federal funding?almost half of its $1-billion budget comes from federal and state sources. Last year the House of Representatives voted to withdraw some of its support, although the measure was not sustained in the Senate. (Backing for the group, initiated under the Nixon administration, has not always been a partisan issue.) In March, Mitt Romney, the GOP?s presumptive presidential candidate, vowed to end federal funding if elected. This is a worrying prospect for both women and public health.

For some people, Planned Parenthood has come to symbolize abortion, which it has provided since 1970. But in all the rhetoric, facts have sometimes gone missing. For instance, Senator Jon Kyl of Arizona declared last year on the floor of the Senate that abortion accounts for ?well over 90 percent? of what Planned Parenthood does. The actual figure is 3 percent. (Planned Parenthood clinics perform one in four abortions in the U.S. but use no federal funds for this practice.) To some abortion opponents, that 3 percent is reason enough to gut the organization. If a future Congress and White House were to do so, however, it would drive women once again into the back alleys, without necessarily decreasing the number of abortions.

Stripping Planned Parenthood of federal funding would also sacrifice the 97 percent of its public health work that has nothing to do with abortion, from which many people benefit directly. One in five American women have used the group?s services, and three out of four of its patients are considered to have low incomes. In 2011 it carried out tests and treatment for more than four million individuals with sexually transmitted diseases. It supplied 750,000 exams to prevent breast cancer, the most common cancer among U.S. women. And it performed 770,000 Pap tests to prevent cervical cancer, which was a leading cause of death among women before this screen became widely available. Planned Parenthood is one of the most important public health care institutions in the country, even aside from its work in rational family planning.

Family planning has benefited society in numerous ways. It has saved lives, opened new horizons for women and kept populations from soaring. Since 1965, the year the Supreme Court struck down a Connecticut law that made access to contraception illegal, women?s ability to plan and space out pregnancies has contributed to a 60 percent decline in maternal deaths. By 2002, moreover, only 9 percent of births were unwanted, compared with 20 percent in the early 1960s. As a major provider of contraceptives?it furnished birth control to two million Americans last year?Planned Parenthood serves as ?America?s largest abortion preventer,? as one Chicago Tribune writer pointed out.

?Access to birth control in the U.S. has helped narrow the income inequality gap between men and women by as much as 30 percent during the 1990s alone. The pill has given women greater choice about when to have children, freeing them up to acquire career skills. By 2009 women procured more than half of all U.S. doctoral degrees, compared with 10 percent in 1960. The health and well-being of a society correlates highly with the status of its women. In many parts of the Middle East, Asia and Africa, women are now making gains, to the betterment of all, in access to education and jobs?both contingent on family planning. Now is a particularly bad time for Americans, as citizens of the world, to forget what we have accomplished at home.

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